Firm Profile
About the CPA
Financial Calculators
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QuickBooks: Basic 2005

Financial Calculators

Please try our wide variety of interactive financial problem solvers. Simply enter your criteria and you'll get your questions answered with dynamic graphs and personalized reports. 


 Business Planning

Commercial Loan Calculator   
Use this calculator to see if you qualify for a new commercial loan by evaluating your debt service coverage.

 Personal Finance

Home Budget Analyzer   
One of the most important aspects of controlling your budget is to determine where your money is going. This interactive problem solver helps you do just that.

Life Insurance Need Estimator   
How much life insurance do you need? Enter your current assets, expenses, income and let us help you determine how much life insurance you need.

Savings Calculator   
What will it take to reach your savings goal? Enter in your savings plan and view graphically your financial results.

 College Saving

College Savings Planner   
Saving for your children's education requires a long term plan. And like saving for retirement - the earlier you start your plan the better! Use this calculator to help develop and fine tune your education savings plan.


 Retirement & Wealth Planning

Retirement Planner   
Do you know what it will take to create a secure retirement? Use this interactive problem solver to help you create your retirement plan.

Social Security Benefits Estimator   
Estimate how much money you’ll receive from Social Security when you retire.

Traditional IRA Calculator   
An IRA can be an effective retirement tool. Contributing to a Traditional IRA can create a current tax deduction, plus it provides for tax deferred growth.

Required Minimum Distribution   
The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from your retirement accounts annually, starting the year you turn age 70-1/2. Determining how much you are required to withdraw is an important issue in retirement planning.

 Estate Planning

Estate Tax Planning   
Estate tax planning is very important to preserving your wealth for future generations. Knowing your potential estate tax liability is a great place to start your estate tax plan.

 Buying A Home

Mortgage Qualifier   
The first step in buying a house is determining your budget. This interactive problem solver steps you through the process of finding out how much you can borrow.

Mortgage Comparison: 15 years vs. 30 years 
Determining which mortgage term is right for you can be a challenge. Use this calculator to compare these two mortgage terms, and let us help you decide which term better for you.  

 All Loans

Loan Amortization Calculator   
Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment. You can then examine your principal balances by payment, total of all payments made, and total interest paid. Press the report button to see a monthly payment schedule.

Randy M. Reichstein, CPA

5300 N. Braeswood #193
Houston, Texas  77096
Phone - 713-667-6513
Fax - 713-667-5958

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